Full visibility and control over company expenses
Consolidate card expenses, invoices and reimbursements—then pay them all in one place. Simple, efficient and transparent.
4.7 on G2
4.8 on Capterra
Controls and limits you can trust
Create cards with custom limits that prevent overspending for subscriptions, projects, one-time expenses and more.
Automate error-prone admin
AI automation collects and codes spend data for card transactions, supplier invoices and employee reimbursements.
Visualise and analyse spend
Unlock the full story of your spending with visual summaries and detailed spend breakdowns that reveal spending trends and identify potential savings.
Trusted by finance teams at Europe's leading companies
Tailored spend workflows
Real-time tracking of budgets across all spend, with approval and accounting tools tailored to your business and spend-specific flows.
Effective spending with built-in security
MasterCard corporate cards with universal acceptance and flexible payment options. Use them for subscriptions, projects, or even once-off purchases.
- Unlimited physical or virtual cards
- Issued and stopped in seconds
- Apple and Google Pay
Automated data extraction and invoice capturing
Moss extracts data and auto-assigns attributes to invoices, eliminating manual entry and minimising errors:
- Match 49 in 50 invoices automatically to suppliers
- 99 in 100 invoices have their accounting details pre-filled correctly
- Automatically categorise spend items, from nominal codes and VAT rates to line item splits, payment terms, and more
Make expense management a shared responsibility
Build a collaborative approach to spend management with gapless audit trails – distribute tasks and still maintain an overview. Stay in full control of spend and eliminate over- and underspending.
- Ensure each expense is approved by the right person
- Automatic real-time tracking of budgets for managers
- Set mandatory expense fields for compliance
Close the books on time, every time
View card spend in real-time, automatically categorised and pre-coded for your review. And rely on our two-way integrations with leading accounting software, keeping your chart of accounts synchronised with Moss and enabling reliable exports.
Design your Moss package with ease
Pay as you grow
Our pricing model is unique—just like your business. Design your ideal package: start with a base like Corporate Cards, Employee Reimbursements, or Accounts Payable, enhance with add-ons like Advanced Accounting or ERP integrations, and upgrade to an integrated suite when you're ready.
Best-in-class customer service, mobile app, and all the financial integrations you need to start effectively managing your spend.
Maximise spend efficiency and control with unlimited cards, customisable limits, and automated receipt fetching.
Make submitting reimbursements quicker and easier through streamlined upload and approval, and employee payouts directly from Moss.
Streamline accounts payable flow with customisable review process, effective supplier and OCR based automation, and one-click payments.
Improve financial oversight through budget tracking, spend insights, and greater flexibility in your approval flows.
Simplify purchasing through real-time budget oversight and efficient handling of purchase requests.
Native integrations to your ERP system, including support for any controlling dimensions that your business uses.
Enhance your pre-accounting experience with AI based automation, project-specific tracking, or the setting of mandatory fields.
The preferred spend management solution for modern SMB finance teams.
“We finally found a solution that fits the exact needs of our rapidly growing e-commerce concern. Without Moss, we’d need at least two or perhaps even three people scanning and submitting receipts all day.”
Rehan Choudhry, Team Lead Finance, Snocks
“Moss has delivered above and beyond our expectations. It’s brilliant, intuitive, and simple to use. The flexibility, receipt capture and card type options are unbelievable.”
Jack H., Head of Finance, AVM Solutions
“Moss gives us peace of mind that everything is tracked and managed in a way that makes sense. Now we can spend more time helping our clients to achieve their goals and less time processing transactions and monitoring spend.”
Ife Odubela, Head Of Technology, Venture Beyond
“Having expenses, cards, and invoices all in one place has made it more efficient instead of using 3-4 different softwares. We’ve had an uptick in receipts actually being uploaded because it’s so easy to use.”
Tori Griffith, Finance Controller, Florence
"The approval process became more efficient, providing visibility and reducing manual intervention in every transaction. The Moss platform offers the tools they need to manage expenses effectively and implement spend controls, authorisations, and limits, all in one place."
Sophie Gilchriest, Finance Director at Pizza Pilgrims
"Moss has saved us money through the visibility it has provided us - we have reduced our subscription spend by around £8k, as well as cancelling as many as 10 of the smaller subscriptions and removing seats from others that weren’t in use anymore."
Katy Hazley, Management Accountant, Orderly
